A tool for understanding your money
StmtIQ reads your bank statements and categorizes every transaction automatically. No manual entry. No complicated setup. Just drag, drop, and understand.
How it works
Drag and drop your bank statement. We support PDF, Excel, and CSV files from 20+ Indian banks including ICICI, HDFC, SBI, and Axis.
Our parser reads every line like a human would—extracting dates, descriptions, amounts, and balances with 99% accuracy.
AI assigns categories to each transaction. Swiggy → Food. Uber → Transport. The more you use it, the smarter it gets.
See where your money goes. Pie charts, trends, and insights help you understand your spending patterns at a glance.
Drop your bank statement here
Spending Breakdown
Top Categories
vs last month
15% less spent
The more you use StmtIQ, the better it understands your spending. Your local chai wala isn't "Transfer" — it's "Food." Correct it once, and it remembers. Our AI adapts to your unique financial patterns.
How it works
Download a PDF or CSV from your bank's website. Drag it into StmtIQ. We support ICICI, HDFC, SBI, Axis, and 15+ other banks.
Our system parses the statement and categorizes each transaction. Swiggy goes to Food. Uber to Transport. Netflix to Entertainment.
View breakdowns by category. Spot trends over time. Finally understand where your money actually goes each month.
What you get
We built StmtIQ because existing tools were either too complicated or too basic. This one's just right.
95% of transactions are categorized automatically using rules, machine learning, and AI. The remaining 5%? One click to fix.
ICICI, HDFC, SBI, Axis, Kotak, Yes Bank, IDFC First, and more. Credit cards too. If your bank isn't supported, tell us.
Correct a category once, and StmtIQ remembers. Your local chai wala isn't "Transfer" — it's "Food." We get it.
Your data stays yours. We don't sell it, share it, or use it to train models. Encrypted at rest and in transit.
"Food" splits into Delivery, Dining Out, and Groceries. "Transfer" becomes P2P, Self, or Wallet. The detail you need.
Download your categorized data as CSV or Excel. Your data, your format, your terms. No lock-in.
Works with statements from
Pricing
Most people never need to pay. The free tier handles casual use just fine.
Questions
Yes. We use bank-level encryption (AES-256) for all data. We never store your bank login credentials — we only process the statement files you upload. Your data isn't sold or shared with anyone.
About 95% accurate out of the box. Our system uses a combination of rules, machine learning, and AI to categorize transactions. When it gets something wrong, you correct it once and it learns.
Let us know. We add new bank formats regularly. Most requests are handled within a week. Just upload a sample statement and we'll figure it out.
Yes. No contracts, no commitments. Cancel from your settings page and you won't be charged again. You can export all your data before you go.
Not yet. StmtIQ works great on mobile browsers though. A native app is on the roadmap for later this year.
Upload your first statement in 30 seconds. No credit card required.
Open StmtIQ →